Rates


Visa

Loan Type APR*
Platinum Visa with Score Rewards as low as 10.49%
Share Secured Visa as low as 10.49%
Student Visa 7.99%

Personal Loan

Loan Type APR*
Personal Loan as low as 9.49%

Vehicles

Loan Type Term APR*
New Auto 24 Months 2.50%
New Auto 60 Months 3.25%
Used Auto 24 Months 3.50%
Used Auto 60 Months 4.25%

Home Equity

Term First Lien Rate* Second Lien Rate*
0-60 Months 3.49% 4.49%
61-120 Months 3.99% 4.99%
121-180 4.49% 5.49%
Line of Credit (Variable) 4.75% 4.75%
*Estimated APR

Share Secured

Loan Type APR*
Share Secured 3.30%

PAL Loan

Loan Type APR*
PAL 18.00%

Share Accounts

Account Type Rate APY**
Share Savings 0.15% 0.15%
Secondary Savings 0.15% 0.15%
Special Savings 0.15% 0.15%
IRA Savings 0.15% 0.15%

KASASA Cash Checking(Qualifying)

Account Type Rate APY**
up to $15,000.00 1.989% 2.00%
above $15,000.00 0.30% 0.52% - 2.00%

KASASA Saver (Qualifying)

Account Type Rate APY**
up to $50,000.00 0.75% 0.75%
above $50,000.00 0.30% 0.45% - 0.75%

KASASA Cash & Saver (Non Qualifying)

Account Type Rate APY**
All Balances 0.05% 0.05%

Money Market

Type Rate APY**
$500.00 - $24,999.99 0.05% 0.05%
$25,000.00 - $49.999.99 0.05% 0.05%
$50,000.00 and over 0.05% 0.05%

Share Certificates***

Term Rate APY**
12 Months 0.60% 0.60%
36 Months 0.75% 0.75%
60 Months 1.30% 1.31%

IRA Share Certificates

Term Rate APY
12 Months 0.65% 0.65%
36 Months 0.80% 0.80%
60 Months 1.35% 1.36%

**A minimum average daily balance of $50.00 is required to earn dividends
***$500.00 Minimum Investment to open a share certificate and obtain the APY**. Penalty for early withdrawal may reduce earnings.