Student Loans


The Smart Option Student Loan® for Pheple FCU by Sallie Mae®

For borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

The Smart Option Student Loan Features Include:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provide even more flexibility

  • No origination fees and no pre-payment penalty

  • Rewards and interest rate reductions available

  • Rates that reward creditworthy borrowers

  • Applying with a creditworthy co-signer may help you qualify 

  • 100% U.S. based student loan specialists