Security and Fraud Awareness

Protect Yourself from Fraudsters

Here are a few common scams to keep an eye out for:

  • Medicare Scam Perpetrators pose as Medicare representatives to get personal information. They will try to get bogus services at makeshift mobile clinics, then use the personal information they provide to bill Medicare and pocket the money.

  • Phone Scams Money is solicited for fake charities, often after natural disasters. They get victims to wire or send money to a child or another relative in the hospital or in need of money, or tell you that the IRS needs your information for back taxes.

  • Grandparent Scam The scammers will call and say “Hi Grandma, do you know who this is?” When you try and guess who is calling, they just got the grandchild’s name without doing any research. Once “in,” the fake grandchild will ask for money to help them with a financial problem. They often will want you to send money via Western Union or MoneyGram. To end the call, they will say “please don’t tell my parents or anyone. I will get in so much trouble.”

If you suspect that you have been a victim of a scam, please contact your local police and your financial institution as soon as possible. We are always here to answer any questions you may have.

Fee Schedule

Primary Share Fees

Service Fee
Account Closure Fee (If closed within the first 90 days) $15.00
Statement Copy Fee $3.00
Return Mail Fee $2.00 Per Month
Dormant Fee $1.00 Per Month
Escheat Fee $100.00

Account Fees

Service Fee
Insufficient Fund Fee $33.00 Per Presentment
Overdraft Transfer Fee (After the sixth transfer) $6.00
Overdraft Privilege Fee $33.00 Per Presentment
Return Item Fee $33.00 Per Presentment
Stop Payment Fee $33.00
Check Printing Fee Varies
Check Copy Fee $3.00
Account Research Fee $10.00 Per Hour
Lost ATM/Debit Card $10.00
Foreign ATM Fee $2.00 Per Occurrence

visa fees

Service Fee
Insufficient Funds Fee $15.00
Late Payment Fee $25.00
Card Replacement Fee $10.00

other service fees

Service Fee
Visa Gift Card Fee $2.00
Travel Card Fee $6.95
Travel Card Reload Fee $2.00
Money Order Fee $1.00
Money Order Stop Payment Fee $10.00
Wire Transfer $20.00
Loan Late Charge (After the 10 day grace period) $25.00

Reloadable Debit Card Fees

Service Fee
CU Money Travel Card $3.95
Monthly Account Maintenance/Service Fee $1.75
Over-The-Counter Cash Advance Free
Signature & Pinned Based POS Transactions Free
Online Account Information Free
Reloads Funds Fee $.50
Lost/Stolen Card Replacement Fee $5.00
Damaged Card Replacement Fee $3.50
ATM Withdrawel Fee $1.50
ATM Balance Inquiry Fee Free
International ATM Withdrawel Fee N/A
Denied ATM Fee $0.50
Overdraft Fee N/A
Inactivity Fee (After 4 month period) $3.00
Foreign Conversion Fee 2%
VRU Transactions Fee (4 free per month) $0.50
Live Customer Service Calls Fee (2 free per month, 3rd call is:) $5.00
Cash Out Option Fee $15.00

CU Money Travel Card Fees

Service Fee
CU Money Travel Card $6.95
Monthly Account Maintenance/Service Fee None
Over-The-Counter Cash Advance Free
Signature & Pinned Based POS Transactions Free
Online Account Information Free
Reloads Funds Fee $2.00
Card Replacement Fee $5.00
ATM Withdrawel & Balance Inquiry Fee $1.50
International ATM Withdrawel Fee $2.00
Denied ATM Fee $0.50
Overdraft Fee $15.00
Inactivity Fee (After 10 month period) $5.00
Foreign Conversion Fee 2%
VRU Transactions Fee (4 free per month) $0.50
Live Customer Service Calls Fee (2 free per month) $20.00
Cash Out Option Fee $15.00

Forms