Loan Rates
Relationship Pricing on signature, auto, & motorcycle loans
Your relationship is important to us, so you can receive an additional 0.25% off any posted loan rate (up to 1.00%) for EACH of the following utilized services:
Checking account
Payroll deduction or automatic payments
Visa Credit Card
Senior members (age 60 and up) automatically receive a 0.25% discount
We want to thank you for using our products and services, so please take advantage of relationship pricing! Through this member loyalty program, you're able to get a lower loan rate, save money, and create a brighter future for you and your family! You can see the rates listed below with and without our relationship pricing.
Signature Loans
| Loan Type | APR* | Relationship Pricing Discount Rate |
|---|---|---|
| Personal Loan | As low as 11.49% | As low as 10.49% APR* |
Auto Loans
| Loan Type | APR* | Relationship Pricing Discount Rate |
|---|---|---|
| New Auto | as low as 5.99% | as low as 4.99% APR* |
| Used Auto | as low as 6.99% | as low as 5.99% APR* |
Motorcycle Loans
| Loan Type | APR* | Relationship Pricing Discount Rate |
|---|---|---|
| New Motorcycle | as low as 7.49% | as low as 6.49% APR* |
| Used Motorcycle | as low as 7.99% | as low as 6.99% APR* |
Other rates and terms available.
Visa
| Loan Type | APR* |
|---|---|
| Platinum Visa | As low as 10.49% |
| Share Secured Visa | As low as 10.49% |
| Student Visa | As low as 7.99% |
Home Equity
| Term | First Lien Rate* | Est. Payment per $10,000 borrowed (Excludes taxes and insurance. Your payment may be higher.)** |
|---|---|---|
| Up to 5 years | 6.99% | $197.96 |
| Up to 10 years | 7.24% | $117.35 |
| Up to 15 years | 7.50% | $92.70 |
| Up to 20 years | 7.80% | $82.40 |
| Line of Credit (Variable)* | WSJ Prime Rate |
Share Secured
| Loan Type | APR* |
|---|---|
| Share Secured | 6.50% |
PAL Loan
| Loan Type | APR* |
|---|---|
| PAL | 18.00% |
* Application subject to approval. All loans subject to normal underwriting guidelines. Rates and terms shown may change without prior notice; additional rates and terms may be available. Contact the Credit Union for the most current rates. Rates effective as of 02/29/2024.
** APR shown for well-qualified members. APR is based on credit; your rate and payment may vary. Payment example excludes taxes and insurance. Actual payments may be higher. Property insurance required for life of loan; flood insurance my be required. Second lien position loans also available, contact the Credit Union for rates.