Savings Rates
Share Accounts
| Account Type | Rate* | APY** |
|---|---|---|
| Share Savings | 0.01% | 0.01% |
| IRA Savings | 0.05% | 0.05% |
KASASA Cash Checking (Qualifying)
| Account Type | Rate* | APY** |
|---|---|---|
| Up to $15,000.00 | 4.89% | 5.00% |
| Above $15,000.00 | 0.30% | 5.00% to .91% |
KASASA Saver (Qualifying)
| Account Type | Rate* | APY** |
|---|---|---|
| Up to $50,000.00 | 0.75% | 0.75% |
| Above $50,000.00 | 0.30% | 0.45% - 0.75% |
KASASA Cash & Saver (Non Qualifying)
| Account Type | Rate* | APY** |
|---|---|---|
| All Balances | 0.05% | 0.05% |
Money Market
| Type | Rate* | APY** |
|---|---|---|
| $500.00 - $24,999.99 | 0.10% | 0.10% |
| $25,000.00 - $49.999.99 | 0.50% | 0.50% |
| $50,000.00 and over | 1.00% | 1.00% |
Share Certificates***
Legacy Member Club Benefit: earn an additional 0.15%!
| Term | Rate* | APY** |
|---|---|---|
| 12 Months | 2.96% | 3.00% |
| 36 Months | 2.47% | 2.50% |
| 60 Months | 1.98% | 2.00% |
IRA Share Certificates
Legacy Member Club Benefit: earn an additional 0.15%!
| Term | Rate* | APY** |
|---|---|---|
| 12 Months | 3.01% | 3.05% |
| 36 Months | 2.52% | 2.55% |
| 60 Months | 2.03% | 2.05% |
A minimum average daily balance of $50.00 is required to earn dividends. Fees could reduce earnings on account.
*Rate = Dividend Rate
**APY = Annual Percentage Yield
***$100.00 Minimum investment to open a share certificate and obtain the APY. Penalty for early withdrawal may reduce earnings.
For Share Accounts, KASASA Cash Checking, KASASA Saver, KASASA Cash & Saver, and Money Market accounts: Rate may change after account is opened.
Legacy Member Club is for members 60 and older.
Rates effective as of 01/02/2025.