Menu


Lower your Auto Loan by up to 2.00%APR*

Refinance your Auto Loan

Refinance your auto loan from another financial institution and we will beat your existing rate by up to 2.00%*. With a floor rate of 3.75%APR*.

Applying is easy:

*APR = Annual Percentage Rate. Rates as low as 3.75% APR for qualified borrowers. Rate reduction of up to 2.00% based on current loan terms. Relationship discounts not available.  All loans subject to credit approval. Rates based on creditworthiness, term, and collateral. Other rates and terms available. Fees may apply. Loan must be refinanced from another financial institution. Offer valid starting 4/01/2026 and subject to change or withdrawal without notice.  Pheple FCU is an Equal Opportunity Lender.